Deceased Estates & Offshore Transfers
Supporting families with care, clarity, and seamless fund transfers
Handling a deceased estate is never easy. Families are often navigating emotional, administrative, and financial responsibilities at the same time, which can feel overwhelming. When an estate includes funds that need to be transferred overseas to beneficiaries, the process becomes even more complex — involving South African Reserve Bank (SARB) approvals, exchange control requirements, documentary verification, and coordination with multiple institutions.
We provide a specialised service designed to guide families through this entire process with sensitivity and professionalism.
How We Assist
1. Navigating SARB & Exchange Control Requirements
Transferring inheritance funds out of South Africa requires adherence to strict exchange control rules. We assist with:
- Preparing and submitting SARB applications where required
- Liaising with authorised dealers and ensuring documents are correctly formatted
- Verifying estate accounts, final distribution statements, and inheritance letters
- Ensuring compliance with all reporting obligations
Our experience ensures the process is handled accurately and without unnecessary delays.
2. Facilitating Cross-Border Transfers
Once approvals are in place, we arrange the secure transfer of funds to beneficiaries internationally.
Our team manages:
- Setting up the correct channels for offshore payments
- Ensuring compliance with estate-related allowances and requirements
- Providing clarity on timelines, costs, and settlement procedures
- Maintaining communication with executors, heirs, and banking partners
We aim to make the transfer process smooth, transparent, and stress-free
3. A Supportive and Professional Approach
We understand that dealing with a deceased estate is a difficult time for families. Our role is to reduce the administrative burden and provide reassurance by:
- Explaining each step in clear, simple terms
- Handling all technical aspects on your behalf
- Ensuring beneficiaries receive what is due to them as efficiently as possible
- Acting with compassion, confidentiality, and respect
Why Clients Choose Us
- Specialised knowledge of exchange control and estate transfers
- Direct assistance with SARB applications and documentation
- Efficient coordination with banks, executors, and beneficiaries
- A supportive team that understands the sensitivity of the situation
Progress Overview
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If you are a former South African citizen who lives abroad, but needs access to trapped funds, like a retirement annuity, we can assist you to emigrate formally.
You will also be able to qualify for an allowance as soon as you emigrate formally.
Your capital allowance will be an amount of R10 million per adult or R20 million per family and a travel allowance of up to R1 million per adult and R200,000 per child under the age of 18.
Furthermore, you will have an export allowance entitling you to export household and personal effects, including cars up to a total insured value of R2 million.
It is also possible to request the transfer of your remaining liquid assets that exceed the foreign capital allowance limits. We also manage the application for assets exceeding these allowances.
The processes, how long it takes and estimate costings – Randtangle need to advise if they are happy with the above
How are RandTangle’s fees calculated?
RandTangle charges a service fee based on the specific circumstances and need surrounding the emigration of each client, and the services required, We do not have a commission based service fee that changes based on policy size. Contact us for a no obligation quotation.
How do I get my money out of South Africa?
There are various ways you can access your money in South Africa. This includes using normal allowances, such as your annual Discretionary Allowance, or formally emigrating from South Africa. We can help with all of these.